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Read Tapioca Soup
It was embarrassing when it happened, but now, we laugh about it.
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Go to the bookstore
America's Cheapest Family and The HomeEconomiser Newsletter are dedicated to encouraging you to find creative ways to live within your means, avoid debt with a smile, and achieve goals you never dreamed possible.
Over the years we've accomplished some above average things on a modest income. It took us 9 years to pay off our first house - on an average income of $35,000. We currently spend $350 on groceries for our family of seven, and have never had debt of any kind except for a home mortgage.
Our articles are written from our life experience and that of people we have helped over the years. Our book, America's Cheapest Family Get's You Right on the Money and each issue of the HomeEconomiser newsletter provide a dose of encouragement to resist consumerism and keep economizing!
Why economize? Our reason for economizing is to free up money and time to achieve the goals that really matter: providing for family needs; investing more time in people – spouse, children, siblings, parents and friends; eliminating debt; saving for the future; and helping others.
Search for Money Saving Tips
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The MAY/JUNE 08 HomeEconomiser Newsletter
is available!
It was bulk mailed on May 1, 2008
Here's a preview
 It’s Enough To Make You Sick — Again Medical bills can sink you financially. We interviewed medical billing advocates and share information on how to negotiate discounts or get help to reduce your bills.
Is FICO Fair? Just Ask We share about a new, somewhat unknown, FICO rating system that favors those who avoid debt and have a scant credit background.
Success Stories Meet two inspired frugal families
Refinancing Reviewed Knowing what questions to ask and which fees are negotiable can save you thousands of dollars when you refinance. Now is a great time to refinance!
The Book Corner - Each month we review books for adults that will help save money, time and improve your family life. We also review chapter books for teens and picture books for younger readers. You can see a bunch of our recommended books here.
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YOU CAN START SAVING MONEY RIGHT NOW
with companies we've used and trust!
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START SAVING ON INSURANCE NOW!
InsWeb.com is a great resource for quoting Auto Insurance and Homeowners insurance. We discovered them after reading a Consumer Reports article about Auto Insurance quotes. We were hesitant at first to submit personal data through this web site, but our experience has proved to us that it is very secure and we have received no spam. Our information was submitted to numerous companies (More than 28 are listed on the web site) and we started receiving quotes within 24 hours.
We spent about 15 minutes punching in our information and ended up saving $400 every six months on our auto insurance.
SAVE ON HEALTH
We've purchased our vitamins and herbal supplements from Puritan's Pride for years and years. Great customer service, excellent return policy and fast shipping make them a pleasure to do business with. But the best thing is the buy one, get multiples free deals they offer. Watch their catalogs and web site for monthly special offers.
FOOD AND FUN FOR HALF PRICE
Get an Entertainment Book for your summer vacation destination.
The Entertainment Book is a great resource for two-for-one dining coupons at restaurants from fast food to beautiful resort settings. It also provides discounts for museums, hotels and great savings on rental cars (we received a better discount from Entertainment than from AAA, Sams or Costco). We've purchased these books for use at home and also for our summer vacation destination cities and saved hundreds of dollars in a week. 
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GREAT WEB HOSTING/ GREAT CUSTOMER SERVICE
Our web site is hosted by www.GoDaddy.com . To be honest, there are other providers who may be a little cheaper, but we like the fact that we can call (480) 505-8877, usually spend less than 3 minutes on hold and get a live (English speaking American) on the phone to help answer any questions we have. No joke, a real person who is well trained and speaks English. We've been to their offices in Scottsdale, they run a great organization and give you real help. (The are the largest registrar of domain names too — GoDaddy.com $1.99 Domain Names ). Here's a link to GoDaddy.com Hosting Plans
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TIRED OF OUTRAGEOUS
CELL PHONE
BILLS?
How many families have been stunned by their teen's cell phone bills. We're talking shockers of over $400 in a month!
Put a stop to this budget busting habit.
First, have your teen be responsible for most, if not all of their cell phone bill.
Second, if you want to help them control costs, get them a prepaid cell phone plan.
Get PREPAID without getting BURNED! 
We like T-Mobile prepaid plans and just purchased a pre-paid phone for emergencies. T-Mobile's customer service is phenomenal. Their best deal is to buy 1000 minutes of air-time (1 year expiration) and then roll-over any unused minutes by purchasing any denomination of minutes before the end of the year.
Do your research and start saving.
One note: Avoid TracFone. We tried them and their customer service is TERRIBLE. Most calls are routed out of the US. You'll be on hold forever and in over 10 different phone calls, not once did the person we talked to do what they said they would to remedy our situation.
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New York Times Best Seller, best selling authors Annette and Steve Economides, home, economiser, money, debt, loan, economizer, economides, tightwad, gazette, First Family of Frugal, saving, save, money, dollars, newsletter, economics, saving money, refinance, food shop, groceries, grocery, coupons, wholesale, purchase, save stewardship, simplify, life, finances, bank, savings account, credit union, thrift stores, goodwill, savers, spenders, spendthrift, thrift store, used clothing, clothes, groceries, one income, Mary hunt, Mary Hunt, Amy Dacyczyn, cheapskate monthly, cheapskate, Amy Dacyczyn, tightwad, gazette, thrifty, hunt, hunt, dave ramsey, david, dave ramsey, clark howard, larry burkett, howard dayton, crown financial ministries, christian financial concepts, consumer credit counseling, bankruptcy, loan, loans, mortgage, house, house payoff, payday, kids and money, train your kids, counseling, financial planning, free, free sample download, annette, steve, subscribe, subscription form, steve economides, econo, economics food shopping, coupons, America's Cheapest Family, Cheapest Family, Cheapest Family in America, money saving expert, personal finance expert, family budget expert, household budgeting expert, money saving guru, frugal, Cheap Family, Debt Free, Debt Free Living, Frugal Living, Debt Diet, Free sample issue, Annette Economides, Thrifty Kids, Cheap Kids, Money Smart Kids
